Jai Sri Ganesha,
Maya dwells both ways eternally as well as externally to influence the material as well as spiritual life,
Truth of Karma is a complex structure in itself and hard to reach at its optimize pitch, being condition encourage it,
Karma is a differential truth which pick the pace in lineage with Karmic culture of self to indicate suitable,
Indeed Atman is eternal yet ever remains in subjugation of its karmic and carnal truth,
May Lord bless all,
Thanks please